Employer’s Liability/Worker’s Comp Insurance

Injury caused by accidents in the work environment can result in employees making compensation claims against your business. If you employ staff, then you need cover.

A requirement to protect your business
Provides cover for the cost of claims made against your business by your own employees in the event that they suffer an injury at work in the course of their employment, and believe you to be responsible.

Why is my business required to have Employer’s Liability/ Worker’s Comp Insurance?

  • It may be a legal requirement if you have one or more employee – including any full time or part time workers, voluntary employees, contractors and sub-contractors or non-contract staff
  • You could face a major claim for compensation if a member of your staff suffers injury or illness as a result of working for your business
  • Your business may still be liable even if it goes into liquidation or receivership.

Choosing the right cover for your business
Nacora will arrange the most appropriate policy for you depending on the range and type of activities undertaken by your business and the employment laws applicable to where your employees are based.