Personal Accident & Business Travel Insurance

If an injury or fatality occurs to one of your employees during their business activities, regardless of negligence, a Personal Accident policy looks after the interests of your business and gives you the flexibility to assist your employees financially.

Minimizing liability resulting from a workplace accident

Personal Accident Insurance provides a financial settlement to an employer, should an injury or fatality occur to an employee during their business activities, regardless of any negligence. It also provides medical expense and loss of property cover for employees traveling on business. The claims settlement can be used to cover loss of income or additional costs incurred by the business, or can be paid to the injured party or their family.

Covering more than a standard Employers Liability policy

Personal Accident & Business Travel Insurance brings many benefits including the financial recovery of days lost and financial assistance for the employees family. It supports your business whilst, in turn, helping to maintain employee morale. Your business will be in a position to not only assist the employee, but also their family whilst making sure the business isn’t suffering as a result of the incident.

Why your business needs Personal Accident & Business Travel Insurance

  • Employers Liability policies only pay out for injury as a result of the Employers negligence; Personal Accident Insurance pays out regardless of negligence

Personal Accident & Business Travel Insurance policies arranged by Nacora cover:

  • Payment to employers for employee injury, regardless of negligence
  • Prompt settlement of claims
  • Salary multiples for employee death / injury
  • Wide operative time, covering incidents whilst commuting
  • Overseas medical expenses and compassionate travel expenses
  • Cover for loss or delay to business & personal effects whilst traveling