Third Party Liability Insurance / General liability insurance, or CGL

If your premises are visited by members of the public or customers, or if your staff work off-site, protecting against claims in case of injury or accident is critical. In addition to this, if your business manufactures and/or sells products you may be responsible for the quality of these items after sale.

General Liability Insurance

A Third Party Liability Insurance (General Liability Insurance) policy will cover you for awards or damages made against you in the event of injury or damage to third parties or third party property arising out of your business activities.

Without a commercial general liability insurance policy, you are leaving yourself and your company vulnerable to lawsuits that could have a devastating impact on your business. It is, unfortunately, a necessary cost of doing business and is this reason that commercial general liability insurance is one of the most popular business insurance products sought after by business owners.

Product Liability

Product Liability insurance is required by manufactures of product parts and completed products. It is an extension of the third party liability cover now including coverage arising from third party property damage or bodily injury from selling or manufacturing of goods or parts thereof.

If your business is involved with the manufacture or selling of goods, you may be responsible for the quality of these items after sale, and be legally responsible for any damage or physical injury caused by your product. A Products Liability will cover your legal liability for damage or injury caused by the products supplied by you.

General & Products Liability Insurance policies arranged by Nacora cover

  • A range of limits to meet your business needs
  • Flexibility on cover extensions to suit your needs

Basic cover may also include:

  • Cover for temporary employees - such as work experience staff
  • Motor contingent liability
  • Employers contingent liability
  • Indemnity to principals
  • Contingent eco-damage and environmental damage liability